How Does the Ohio Lemon Law Protect You

What is Lemon Law? Lemon Law protects buyers of new vehicles which turn out to have substantial problems, during a protection period. ‘Lemon’ refers to a new vehicle that has one or more warranty-covered issues that substantially impair the use, value or safety of the vehicle. New vehicles are covered under Lemon Law for the

What Makes a Will or Other Estate Planning Documents Invalid

Creating a will ensures that all your belongings and assets are distributed as you wish them to be after death. A general durable power of attorney or a health care power of attorney gives the designated agents the authority to act on your behalf if you are unable to. However, if any of those documents

10 Steps to Becoming a U.S. Citizen

The U.S. Citizenship and Immigration Services or USCIS website summarizes the process of becoming a US Citizen in 10 steps. Below we will discuss each step in more details. Double check that you are not already a U.S. Citizen. It is possible to acquire or derive a citizenship and some people do not realize that

The SECURE Act and Its Effect on Your Estate Planning

The Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) was enacted by Congress in December 2019. It made various changes to retirement plans especially to IRA accounts for those that pass away on or after January 1, 2020. One major affect of the Act is how the IRA distributions are transferred

Estate Planning in Blended Families

What is a Blended Family? Blended families are families where one or both spouses have children from previous relationships or marriages. How to do Estate Planning the right way? There are many options and considerations to look at when doing your estate planning in a blended family setting. Below we will briefly discuss the major

How Divorce Will Impact Your Estate Planning

If you were married before, chances are you made your estate planning with your then spouse, naming him or her, as the primary beneficiary, the executor of your will, as well as an agent in your power of attorney for medical and financial decisions. If since then you have divorced your spouse, but never updated

Do It Yourself Services for Estate Planning vs. Hiring an Attorney

Would you operate on your family member’s brain or heart, not being a surgeon? While some projects can turn into do-it-yourself task to save money, others you should not attempt to do on your own. One such task is creating an estate planning for you and your family through do-it-yourself (DIY) sites, like LegalZoom. Most

Further Suspension of Student Loan Payments & Interest

In March 2020, Congress passed a COVID-19 relief bill. Amongst other things it directed the Education Department to suspend required payments and set interest rates to 0% on all federally held loans until September 30, 2020. On August 8, 2020, former President Donald Trump extended the suspension until December 31, 2020. Then, on December 4,

Choosing the Right Structure for Your Business

Are you ready to launch your own business? Did you always love cooking and want to open a restaurant? Are you a barber who always wished of having his own salon? Are you a stay-at-home mom who wants to launch her virtual business? No matter what your dream business may be, one of the very

Why Young People Should Complete Estate Planning

Often young people believe they do not need estate planning because of their age or because they do not have a lot of assets. However, what young parents don’t realize is that estate planning is an essential element of planning for their children’s care in case both parents pass away while having children who are